Banking - Bank investment credit disbursement accelerates

Banking - Bank investment credit disbursement accelerates The disbursement of bank investment credit began to show signs of recovery by the end of 2025, driven by increasing financing demand from business actors. Bank Indonesia (BI) data shows that as of December 2025, investment credit disbursement grew by 20.5% yoy, reaching IDR2,506.8 tn. This growth increased from the previous month's 17.8% yoy, reaching IDR2,406.0 tn. (Source : Kontan) Comment : Investment lending in the banking sector finally found its footing as 2025 drew to a close, fueled by a resurgence in corporate appetite for expansion. The notable step up growth we saw just a month prior suggesting that business confidence likely returning and we expect to continue this year. Looking ahead, we also anticipate this segment will be vital in keeping the broader industry’s ‘26F loan growth on track.