Banking - Jan26 loan grew 9.9% yoy

Banking - Jan26 loan grew 9.9% yoy In the first month or January 2026, the credit growth rate was observed to be moving in a positive trend. The realisation of project plans has become one of the catalysts driving credit growth at the beginning of the year. Bank Indonesia (BI) recorded that banking credit in January 2026 grew by 9.96% yoy. Compared to previous periods, this growth rate is higher than the 9.69% yoy growth in December 2025 and the 9% yoy growth in January 2025. Based on its type, investment credit recorded the best results with a growth of up to 22.38% yoy, much faster than the 12.2% yoy growth in January 2025. Meanwhile, the growth of working capital credit and consumption credit continued to slow down, from7.6% yoy to 4.13% yoy and from 10.3% yoy to 6.58%yoy, respectively.
BI Governor Perry Warjiyo stated that the credit achievement last month was fundamentally supported by positive economic activities, the easing of monetary and macroprudential policies, and the realisation of government priority programs. (Source : Kontan)