BBCA - Syariah Islamic home financing grows positively, dominating consumer financing

BBCA - Syariah Islamic home financing grows positively, dominating consumer financing BCA Syariah's home ownership financing (KPR) recorded solid growth throughout 2025. The value of BCA Syariah's KPR iB financing reached IDR1.52 tn (24.8% yoy). BCA Syariah Director Pranata stated that KPR iB financing is the largest contributor to the company's consumer financing portfolio. The portion of Islamic home loans (KPR iB) reached 72.2% of BCA Syariah's total consumer financing. "Alhamdulillah, BCA Syariah's KPR iB financing continues to grow positively until the end of 2025. Driven by strong demand for sharia-based housing, BCA Syariah reports growth fueled by the certainty of long-term installments in the KPR iB scheme. The bank remains optimistic for 2026, focusing on enhancing product features and streamlining processes to capitalize on rising consumer literacy and preference for Islamic financing. To grow KPR iB financing, Pranata is expanding strategic partnerships with developers and agents outside Jabodetabek. By offering competitive rates and joining major property expos alongside BCA, the bank aims to boost Islamic banking literacy and reach a wider public audience. (Source : Kontan)