BBNI - Targets credit growth of up to 10% yoy

BBNI - Targets credit growth of up to 10% yoy Bank Negara Indonesia (BBNI)'s intermediation performance was positive throughout 2025, even exceeding targets. This year, the company once again set a credit growth target in the range of 8%—10% yoy. BNI's Director of Finance & Strategy, Hussein Paolo Kartadjoemena, stated that throughout 2025, BNI recorded credit growth of 15.94% yoy, reaching IDR899.53 tn. Last year, BNI's disbursed credit amounted to IDR775.87 tn. "A diversified credit growth strategy is key to maintaining portfolio quality amidst the global economic slowdown," Paolo said in his statement on Tuesday, February 3, 2026. Throughout 2025, Paolo stated that BNI's balance sheet management will focus on a balance between business growth, cost of funds efficiency, and strong capitalization. The main focus is directed toward strengthening funding based on Current Account Saving Account (CASA). He stated that credit growth until the end of 2025 is fully funded by low-cost funds. CASA growth throughout 2025 was recorded at 29.9% yoy, supported by the growth of current and savings deposits. (Source : Bisnis Indonesia)